Tag: Medicare Part D

December 22 2025 by Aiden Fairbanks

Medicare Part D Economics: How Programs Use Generics to Cut Costs

Medicare Part D saves billions by pushing generic drugs through tiered formularies. Learn how generics cut costs, how to find the best plan, and why some beneficiaries still pay too much-even when cheaper options exist.

December 20 2025 by Aiden Fairbanks

Long-Term Care Insurance and Generic Drug Coverage in Nursing Homes: What You Really Need to Know

Long-term care insurance doesn't cover generic drugs in nursing homes - Medicare Part D does. Learn how drug coverage really works, why formularies matter, and what families need to do to avoid medication gaps.